| Don't
ignore your overseas property
insurance - disaster can strike
anywhere!
Would
you be brave enough to leave your
home in the UK uninsured? So why do
many of us buying a home abroad
immediately assume that the rules
are different because the sun is
shining - risks still exist.
Regardless of whether your property
is occupied, unoccupied or let -
short or long term - you need
comprehensive property insurance and
cover against potential liabilities.
UK
based insurance company Intasure
offers policies that are designed
specifically to meet the needs of
the overseas property market.
Flexibility is central to Intasure's
cover, comprehensive buildings and
contents insurance allows you to
live in, leave your property
unoccupied or let it - short or long
term. The policy also covers loss of
rent and emergency travel and
accommodation in the event of a
major claim. For additional peace of
mind these policies are underwritten
by one of the world's leading
insurers, Norwich Union.
No
language barriers.
Understanding
exactly what a policy includes, even
in English, can be a feat in itself.
Add to this the complication of an
unfamiliar language and the stress
associated with making a claim and
the whole process could be doubly
hard. Intasure's documentation is
entirely in English and all claims
and enquiries are reported to and
resolved by a UK-based English
speaking support team.
Community
Insurance can be misleading
Local
Community Insurance cover can be
deceptive. It is designed to protect
communal areas such as boundary
walls, entrances and staircases (in
the case of apartments), but not as
comprehensive cover for your
specific property. It is invariably
written in the language of origin,
which makes it hard to fully
understand what the cover includes.
Owners can mistakenly believe that
Community Insurance covers their
home, discovering too late that it
does not.
Essential
Liability cover
Intasure's
comprehensive cover is also ideal
for anyone who lets their property,
particularly with the current trend
toward litigation. Intasure's policy
automatically includes £2,000,000
Public Liability cover, far in
excess of many other European
policies (in Spain for example,
typically 30,000€ Approx. £20,000).
Cover is available for homes in
Spain, France, Portugal, Italy,
Greece, Cyprus and the Republic of
Ireland. For a quick quote or to
arrange immediate cover visit the
Intasure web site: www.intasure.com |