Don't
ignore your overseas property insurance - disaster can
strike anywhere!
Would
you be brave enough to leave your home in the UK
uninsured? So why do many of us buying a home abroad
immediately assume that the rules are different
because the sun is shining - risks still exist.
Regardless of whether your property is occupied,
unoccupied or let - short or long term - you need
comprehensive property insurance and cover against
potential liabilities.
UK
based insurance company Intasure offers policies that
are designed specifically to meet the needs of the
overseas property market. Flexibility is central to
Intasure's cover, comprehensive buildings and contents
insurance allows you to live in, leave your property
unoccupied or let it - short or long term. The policy
also covers loss of rent and emergency travel and
accommodation in the event of a major claim. For
additional peace of mind these policies are
underwritten by one of the world's leading insurers,
Norwich Union.
No
language barriers.
Understanding
exactly what a policy includes, even in English, can
be a feat in itself. Add to this the complication of
an unfamiliar language and the stress associated with
making a claim and the whole process could be doubly
hard. Intasure's documentation is entirely in English
and all claims and enquiries are reported to and
resolved by a UK-based English speaking support team.
Community
Insurance can be misleading
Local
Community Insurance cover can be deceptive. It is
designed to protect communal areas such as boundary
walls, entrances and staircases (in the case of
apartments), but not as comprehensive cover for your
specific property. It is invariably written in the
language of origin, which makes it hard to fully
understand what the cover includes. Owners can
mistakenly believe that Community Insurance covers
their home, discovering too late that it does not.
Essential
Liability cover
Intasure's
comprehensive cover is also ideal for anyone who lets
their property, particularly with the current trend
toward litigation. Intasure's policy automatically
includes £2,000,000 Public Liability cover, far in
excess of many other European policies (in Spain for
example, typically 30,000€ Approx. £20,000). Cover
is available for homes in Spain, France, Portugal,
Italy, Greece, Cyprus and the Republic of Ireland. For
a quick quote or to arrange immediate cover visit the
Intasure web site: www.intasure.com
